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Real estate appraisal services for homeowners in the city of Pahoa and Hawaii County

See the top 7 reasons why Hawaii homeowners use REID E. CHOATE & ASSOCIATES, LLC:

  1. To get a pre-listing appraisal (whether you're using an agent or selling the home on your own)
  2. Challenge a property tax assessment
  3. To lower a mortgage payments by removing PMI
  4. To reinstate your Home Equity Line of Credit (HELOC)
  5. Verify another appraiser's report
  6. In the case of a divorce in the state of Hawaii, where real estate needs to be divided
  7. To settle an estate in Hawaii by determining the true market value of the real estate in question
Need help determining the value of your home in or near Pahoa, Hawaii? Contact REID E. CHOATE & ASSOCIATES, LLC.

We at REID E. CHOATE & ASSOCIATES, LLC understand the special needs of a customer looking for appraisal services. Our regular business clients get the appraisal process and the usual reporting formats. As our client, you'll receive extra guidance and explanations through the appraisal process to more fully understand what we do and how we report our conclusions.

Pre-listing Services/For Sale by Owner

It's very hard to be objective about your house because you probably have an emotional attachment to it. Our professional appraisers at REID E. CHOATE & ASSOCIATES, LLC are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. In addition to helping you set a realistic price to sell at so your home will attract buyers, a professional appraisal is a very important negotiating tool once you have a likely buyer. It gives you something tangible to show the buyer. It's an independent third party's opinion of your home's value, and not just you saying how much you think your home is worth. Interested buyers assume you have an emotional attachment to your home and will be more likely to give credibility to a professional appraiser's value estimation than yours.

Challenging Hawaii County's assessment of your property

Your local tax assessor may have your home overvalued if you live in an area that's declining. This only means you are paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the quicker you take care of things like this, the better. Getting a professional appraisal from REID E. CHOATE & ASSOCIATES, LLC is your best weapon when contesting your property tax assessment.

Appraisals to cancel PMI

PMI stands for Private Mortgage Insurance. A fashionable way to cut costs for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan amount is below 80% of the value of your house. In most cases you can apply to your lender to have the PMI eliminated from your loan. We are veterans in helping consumers just like you rid yourselves of unnecessary PMI insurance.

Was your HELOC recently frozen?

If your property is close to a declining area, your lender may just make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be troublesome from a cash flow angle, and harmful to your credit score since it may appear as though that credit line is maxed out. REID E. CHOATE & ASSOCIATES, LLC can provide you with a professional appraisal to help you reinstate your HELOC.

We Also Offer Field and Desktop Appraisal Review Services

Have you just received a copy of your appraisal and you would like to have an expert double-check it for efficiency or do you want a second opinion without the added cost and delay of waiting for a whole new appraisal? An appraiser from REID E. CHOATE & ASSOCIATES, LLC can go out and check the subject and comparables in a field review. Or, if you're in a rush, we can provide desk review and verify as many facts as we can, using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? REID E. CHOATE & ASSOCIATES, LLC can help you with that. While typically requested by banks, you may desire to employ this service if you suspect mortgage fraud related to your property.

Got a Question?

Do you have a question relating to real estate appraisals? We can help. Simply fill out the form below and we'll contact you with the answer, with no obligation to you. We guarantee your privacy.

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