Need an appraisal in Pahoa or Hawaii County?

Here are the top reasons Hawaii homeowners need REID E. CHOATE & ASSOCIATES, LLC:

  1. Find the right listing price (whether they're selling the home themselves or using a real estate agent)
  2. To challenge a property tax assessment in Hawaii
  3. Remove PMI to reduce a mortgage payments
  4. Reinstate your Home Equity Line of Credit (HELOC)
  5. Verify another appraiser's report
  6. In the case of a divorce in the state of Hawaii, when real estate property needs to be divided
  7. To settle an estate in Hawaii by determining the true market value of the real estate in question
Need help deciding the price of your home in or near Pahoa, Hawaii? Contact REID E. CHOATE & ASSOCIATES, LLC.

We at REID E. CHOATE & ASSOCIATES, LLC understand the particular needs of a consumer after appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

Pre-listing Services/For Sale by Owner

Since you have an emotional attachment to your own home, it's often very hard to be objective about it. Professional appraisers, like the ones at REID E. CHOATE & ASSOCIATES, LLC, will be objective. We'll tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your property will attract buyers, a professional appraisal is a very important negotiating tool once you have a likely buyer. It's something tangible to show your buyer. An appraisal is an independent third party's opinion of your house's value -- not just how much you think your house is worth. Potential buyers assume you have an emotional attachment to your home and will be more likely to give credibility to an accomplished appraiser's value estimation than yours.

Challenge Tax Assessment

Your local tax assessor may have your home overvalued if your house is not appreciating as much as other properties close to yours. That only means you are paying more taxes than you should. Since your property assessment may likely go up again in the next period, the faster you take care of a matter like this, the better. When challenging your property tax assessment, getting an appraisal from REID E. CHOATE & ASSOCIATES, LLC is your best weapon.

Need to cancel PMI?

PMI stands for Private Mortgage Insurance. A fashionable way to cut expenses for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan amount is below 80% of the value of your property, in most cases you can apply to the lender to have the PMI eliminated from your loan, which will make your monthly payments go down. We're experts in helping homeowners just like you delete unwanted PMI insurance.

Recently got a freeze to your HELOC?

Even if your specific property has not declined in value, your lender may just choose to automatically freeze your home equity line of credit (HELOC) if your house is close to a declining area. This can be detrimental to your credit score since it may appear as though that credit line is maxed out, and also troublesome from a cash flow viewpoint. REID E. CHOATE & ASSOCIATES, LLC can provide you with a professional appraisal to help you reinstate your HELOC.

Field and Desktop Appraisal Review Services

Have you just accepted a copy of your appraisal and you would prefer to have a professional double-check it for verity or do you need a second opinion without the cost and delay of waiting for a whole new appraisal? In a field review we will go out and check the subject and comps. If you're in a hurry, we'll provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? We can assist you. While typically requested by banks, you may need to take advantage of this service if you suspect mortgage fraud related to your property.

Got a Question?

Do you have a question relating to real estate appraisals? We can help. Simply fill out the form below and we'll contact you with the answer, with no obligation to you. We guarantee your privacy.

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